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INSURANCE AND PAYMENT OPTIONS
We have found that many insurance policies do not cover every aspect of
infertility testing and treatment. Therefore, the first step in assessing your
potential financial obligation is a careful review of your specific insurance
policy in relation to the treatment path that is determined at your initial
physician visit. With this in mind, it is imperative that you bring or send
each partner's insurance booklet(s) along with a copy of each partner's
insurance card (front and back) prior to your initial visit. Please note
this also applies to any prescription benefit booklets can be obtained at your
employer's human resources office.
Due to frequent changes in insurance plan coverage, we are continuously
evaluating participation with the various area insurance plans. Even if we are
not participating with your particular PPO or POS plan, you may have insurance
benefits that cover some or all of our services. You may phone our office to
determine whether we are currently participating providers on your plan.
Due to the complexity of the insurance issues, payment is due at the time of
service for many of the services that we provide. We will assist you with filing
insurance claims. In these instances, filing your own insurance claims keeps down
your cost of care while enabling you to maximally utilize your insurance benefits.
To help with the financial aspect of your treatment we accept Visa, MasterCard,
American Express, Discover, debit cards, personal checks or cash. In addition,
a payment plan (via third party financing) is available for many of the
fertility procedures that are not covered by your insurance policy.
ACIRM also offers an IVF refund program (also known as "shared risk program" or "guarantee program") for those couples seeking this option. This option has the potential to limit financial risk to the couple, while offering a high likelihood of treatment success. For further information, please click here.
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